Chapter 7 Bankruptcy in Richmond

Our Richmond Bankruptcy Lawyer May Be Able to Help

A Chapter 7 bankruptcy allows you to wipe away most of your unsecured debt and get a fresh start debt free. When you file Chapter 7 you do not have to restructure your debt like in some other forms of bankruptcy, instead it is literally forgiven by your creditors. If you have become overwhelmed with credit card bills and other types of debt, Chapter 7 could give you the chance to reclaim financial stability. At Bruce W. White, P.C., our Richmond bankruptcy attorney has the experience and skill to help you achieve this.

Contact us today to learn more about how we can assist you.

Can I File Chapter 7 Bankruptcy?

• There are certain qualifications that you must meet in order to file Chapter 7. Some of these qualifications include:
• Your Monthly Income- If your income over the six-month period prior to filing bankruptcy is more than the median income in the state in which you plan to file, you may not be eligible. Call us to speak with a Richmond bankruptcy attorney for more details.
• Monthly Disposable Income- If you have disposable income every month the judge may want you to file Chapter 13, which allows you to restructure your payment plans with your creditors and pay back a portion of your debt over a five-year period.
• Last Bankruptcy Filing- If you filed Chapter 7 bankruptcy within the last eight years you may not be able to file again.

Contact an Experienced Bankruptcy Attorney Today

If you feel overwhelmed because of high debt balances and are unable to pay your monthly bills, filing Chapter 7 may be the fresh start that you need. There are requirements you must meet, and our Richmond bankruptcy lawyer, Bruce White, will be happy to discuss your individual situation with you.

Here at Bruce W. White, P.C, we will gladly answer any questions you may have and guide you through the process of helping you put your financial future back on track. Call us at (804) 655-0502 now for a free consultation.