Foreclosure Litigation in Richmond

Let our Bankruptcy Lawyer Fight for You

Generally, foreclosure starts when a person is not able to pay their monthly mortgage payments and their lender begins the process of reclaiming ownership of the property. Fortunately, the bank is not allowed to simply take the home back as soon you default on your loan. Instead, the bank must follow various legal steps in order to regain ownership. This process is called foreclosure.

Helping Save Homes from Foreclosure

If you are being foreclosed upon by your lender, our Richmond bankruptcy attorney may be able to help stop the process by filing bankruptcy. If you file Chapter 7 you may be able to slow down the foreclosure process until your filing is complete. However, by filing Chapter 13 you may be able to save your home and stop the foreclosure process altogether by structuring a Court approved repayment plan.

Including your home in a bankruptcy process is very complicated. To see if this is the right option for you, contact us to speak to our Richmond foreclosure lawyer.

How Can Chapter 13 Bankruptcy Help Me?

Unlike Chapter 7 bankruptcy, which may require you to sell your home to repay your creditors (if you have equity), Chapter 13 may allow you to keep your home and work out a repayment arrangement with your lender.

  • Some facts about including your home in a Chapter 13 bankruptcy:
  • You may be able to include back payments (arrearage) in the bankruptcy and repay over time.
  • You may be able to eliminate second and third mortgages completely.
  • Most foreclosure actions must stop (temporarily) when you file.

Contact our office today

Our attorney, Bruce White, is experienced in helping homeowners who are suffering through the foreclosure process. At Bruce W. White, P.C., we understand how difficult foreclosure can be, and we will do everything legally possible to protect you and your family.

Call our Richmond foreclosure attorney today at (804) 288-4328 for a free, no-obligation consultation.

Contact me Today

Bruce White Law is committed to answering your questions about bankruptcy law issues in Richmond Virginia.

We'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.

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All other clients may use Debit or Credit.