Smartphones can help to make our lives more productive in many ways, and when it comes to finances, there are many helpful apps available.
When saving money is your goal, you will find that using the following financial apps can help you on your journey.
Mint Money Manager - An oldie, but a goodie, this app is free and helps you get an idea of where your money is going. Once you download the app, you can link all of your financial accounts - checking, savings, retirement, etc. Every transaction you make is recorded automatically. Since the app puts your spending into categories, you are able to easily see where you may be spending too much. Also, there are other features that allow you to set up bill reminders, fee alerts, and warnings that alert you when you are going over budget.
Bill Tracker - You will never miss a bill payment again using this helpful app. You input all due dates along with the amount due in one place. When you have future payments, you get notified and the dates are highlighted on the calendar so you can easily keep up with them.
You Need A Budget - Just as the name suggests, this app helps you create a budget. The app works as a supplement to the money managing software for your Mac or Windows and allows you to keep up with your budget on the go.
Saving Money While Shopping
Price Grabber - Do you want to find the lowest price for the products you are purchasing? This app does the work for you. All you have to do is scan the product’s barcode and the app will check prices in your area. You can search by UPC number, product name, part number, etc., too.
RetailMeNot - One of the internet’s most popular sites to search for promo codes is now in an app. Search for the store where you are shopping, find the promo code, and show the code to the cashier while checking out. You can also save your favorite stores and quickly see what their latest offers are.
Shopkick - A shopper’s dream, this app allows you to browse your favorite stores to discover great deals. Also, you can earn points with your purchases, by inviting friends, and by simply entering the stores. Once you have accrued enough points, you can trade them in for gift cards.
Ibotta - Earn money for shopping with this app. Search through the available offers, choose the ones that interest you, and complete a task (take a poll, watch a video, share on social media, etc.). Once you purchase the product, cash from the tasks is credited to your account.
SnipSnap - Is keeping up with printed coupons too much of a hassle? With this app, you take a picture of your printed coupons and it will turn them into digital copies that you can easily keep up with and use.
Other Financial Apps
DebtTracker Pro - If you are working your way out of debt, this app helps you create a payoff plan. You are able to choose which strategy you would like to use to help on your journey. Also, you will receive reminders when your payments are due. The app also provides a helpful visual to show you just how close you are to reaching your goal.
GasBuddy - Instead of driving around trying to find the best gas price, use your smartphone. With this app, you can find the lowest gas prices and you can report gas prices, too. Every time you share the price at the pump, you can earn points towards winning free gas.